在职研究生英语:帝都如何省钱攒首付?

日期: 2013-12-03 来源: 本站 阅读:
   

边学习理财,边学习英语。中国人民大学在职研究生招生信息网与您一起学习在职研究生英语:生活在帝都的省钱攒首付大计:

NO1:Put the public library at the top of your entertainment category。

把公共图书馆作为首要的娱乐场所

Libraries are the forgotten goldmines of our society. The equivalent of a Ph.D. education in every field imaginable awaits within, and that's before you get into the latest fiction, movies and documentaries on DVD, music, magazines, nice people, and a generally classy and quiet place to relax or meet someone new. And kids love it there. And, it's free. How could this not be anyone's top choice for lifelong entertainment?

图书馆是我们社会里被遗忘的宝库。相当于所有领域博士教育的书籍在那里等着你。你还能看到最新的小说、存储在DVD上的电影和纪录片、音乐、杂志和友好的人。那里舒适安静,是休息和结识新朋友的好去处。孩子们也喜欢那里。而且那里是免费的。对于任何人来说,这怎能不是终身娱乐的最佳选择呢?

NO2:Use utilities efficiently。

有效使用各种设备

Cut your costs by thousands per year by challenging yourself to be just a bit less dependent on climate control (a cooler house in winter and a warmer one in summer). This also improves your physical fitness and expands the range of weather you can comfortably enjoy outside. When possible, hang clothes to dry instead of using the electric dryer, only wash things when they need it, replace your 20-year-old fridge, and use only CFL and LED light bulbs, and try a lower-flow showerhead. Insulate your house well and open any South-facing blinds and curtains during the winter。

减少对空调的依赖(冬天让屋里更冷,夏天让屋里更热),这每年能为你节省数千美元,还能改善你的健康,扩大你在室外觉得舒适的温度范围。在可能的情况下,把衣服晾干而不是用电动干衣机烘干,只在必要时洗衣服,换掉用了20年的冰箱,只用CFL和LED灯泡,换用水流量更小的淋浴喷头。好好地为你的房子隔热,在冬天时打开所有朝南的窗帘。

NO3:Bike more。

多骑自行车

The bike is an automatic life-balancing machine. A money-printing fountain of youth. The health and financial benefits can make the difference between “broke" and “millionaire。” within a few decades. And in many areas, you can travel 5-10 miles faster by bike than by car, because you are immune to traffic jams and can maintain a constant 20MPH without being bound to regular roads. Choose your house and job around bike transportation, rather than around the car。

自行车是自动的生命平衡器,对年轻人来说也是印钞机。健康和理财方面的好处能在几十年里产生“破产”和“百万富翁”之间的差别。在很多地方,自行车的行进速度能比汽车快,因为自行车不会受到交通拥堵的影响,能始终保持每小时20英里的速度,并且不会受到道路条件的限制。以自行车而不是汽车出行的便利度来选择你的住房和工作。

NO4:Cut car use。

少开汽车

Ride a bike, walk, or run whenever you can, and use your car only as the last choice. By planning errands in advance (like "Wednesday evening is Car Errands Night"), you avoid making several trips daily. Most things can wait a few days, if you really think about it. If you're missing one key ingredient for a recipe, just write it down and make something else for dinner, etc。

尽量骑车、步行或跑步,只有在不得已时才使用汽车。事先计划好跑腿差事(例如“周三晚是开车跑腿之夜”),避免每天都开车跑几趟。如果你仔细考虑就会发现,大多数事情可以等几天再做。如果你忘记买做饭的重要食材,可以把它写下来,然后做其他菜来代替,等等。

NO5:Only buy clothing you need。

只买必要的衣服

While remaining well-dressed, you can choose to own less clothing (it can still be of high quality) and use your clothes until they wear out. We easily spend under $300 per year for the whole family and still have plenty of fine clothes and hiking and biking gear here。

在保持衣着体面的同时,少买点衣服(仍然可以是高质量的服装),直到穿烂时才扔掉。全家人每年的购衣费用可以轻松地控制在300美元以下,同时仍然能够拥有很多的好衣服以及登山装和骑行服装。

NO6:Invest in people。

投资他人

Develop great relationships with the people all around you, at work and even in your own neighborhood, since this leads to both more happiness and better work opportunities. By cutting out solitary time-drains like television-watching and car-commuting, you open up more time for things like group activities, entertaining, and volunteering, which will increase your family, social, and business networks。

与同事和邻居建立良好的关系,因为这能带来更多的快乐和更好的工作机会。通过减少看电视和开车上下班这样的独处时间,你能把更多时间用于集体活动、娱乐和志愿者服务,这将增加你的家庭、社会和商业人脉。

NO7:Invest in yourself。

投资自己

Develop extra skills over your lifetime, so you can maintain some of your own stuff (house, car, body, garden). The assumption today is that you are busy and successful, so you deserve to hire someone to trim your trees while you relax on the weekends. Take the opposite approach and insource the widest variety of tasks possible, to build a broader mesh of mutually reinforcing skills. The result is that you get better at everything, more employable, happier, and your cost of living plummets。

不断学习新技能,这样就能维修自己的某些东西(房子、汽车、身体和花园)。你可能觉得自己很忙,事业成功,所以你理所当然地在周末时聘请其他人为你修剪花园,而你则去放松休息。你应该采取相反的做法,亲自去做各种各样的事情,培养更加广泛的、相互促进的技能。由此产生的结果是,你在所有事情上都做得更好、更称职、更快乐,并且你的生活成本大幅降低。

Cook at home more often, and take good nutrition seriously。

NO8:更多地在家做饭,注意营养

Eat less meat and avoid packaged convenience foods and anything with added sugar. Eat more vegetables, less bread and pasta and more healthy fat like nuts and olive oil. Shop at discount bulk stores like Costco. When traveling or working, bring your own food rather than throwing yourself at the mercy of the fast food system. This old advice is deceptively powerful, because it saves you thousands per year while also drastically improving your health (and thus, your energy level, focus, and ability to lead a happy life and earn more money)。

少吃点肉,不要吃袋装的方便食品和含有添加糖的任何东西。多吃点蔬菜,少吃面包和面食,多吃健康脂肪,例如坚果和橄榄油。在好市多这样的折扣超市里购物。在旅行或工作时,要自带食物,而不是把自己置于快餐的摆布之下。这个老生常谈的建议很有用,因为它能每年为你节约数千美元,同时还能大幅改善你的健康(因此你的精力、注意力、过上快乐生活的能力和挣钱的能力也都能得到提高)。

NO9:Save restaurants for special occasions。

把餐馆留给特殊场合

Consider restaurants a treat that allow you to live like a king for one night as a reward for being debt-free and saving so much of your income, rather than a convenience because you just happened to have nothing in the fridge that night。

把餐馆视为一种犒劳,使你在那个晚上过得像个国王,作为你没有负债、存了如此多钱的奖励。不要因为那个晚上你的冰箱里刚好没东西而把餐馆视为一种便利。

相关内容推荐

  1. 在职研究生英语与英语四六级的关系!
  2. 在职研究生英语:伦敦市长北京坐地铁(双语)
  3. 在职研究生英语:万圣节怎么穿出大咖味儿?
  4. 在职研究生英语:五类重点连接词汇总
  5. 在职研究生英语考试:考研英语常用50句
  6. 在职研究生英语:你需要放下手机!
  7. 在职研究生英语:职场中的种族分类
  8. 在职研究生英语考试高分技巧

微信扫一扫
关注人民大学在职研招生网官方微信
获取最新、最全、最准信息。

分享到:
友情链接 CORAON
中国人民大学新闻学院在职研修班
热门专业方向
  1. ·项目管理
  2. ·社会工作
  3. ·市场营销
  4. ·历史教育与现代传媒
  5. ·财务金融
  6. ·国学经典与中国传统文化
  7. ·金融理论与投资管理
  8. ·档案管理与地方志编纂
  1. ·人力资源
  2. ·企业管理
  3. ·数据分析
  4. ·人力资源管理
  5. ·社会心理学
  6. ·管理社会学
  7. ·翻译
  8. ·现代管理与战略决策
  9. ·历史教育与现代传媒
  1. ·美学与文化创意产业
  2. ·新媒体艺术创意与策划
  3. ·数字影像艺术
  4. ·景观建筑规划
  5. ·企业管理
  6. ·大数据与云计算
  7. ·动画(漫)
  8. ·世界文化遗产与历史文化旅游
  1. ·动漫节目创意与规划
  2. ·音乐教育音乐表演研究
  3. ·视觉艺术设计
  4. ·文化艺术策划
  5. ·项目管理
  6. ·美学与环境艺术
  7. ·金融信息工程
最新招生简章
  1. 企业管理专业财务金融方向课程研修班招生简章
  2. 企业管理专业人力资源管理方向课程研修班招生简章
  3. 企业管理专业市场营销方向课程研修班招生简章
  4. 企业管理专业项目管理方向课程研修班招生简章
  5. 思想政治教育学原理方向课程研修班
  6. 思想政治工作理论与实践方向课程研修班
  7. 教育发展与心理健康方向在职课程研修班
  8. 院思想政治教育专业教育现代化与管理方
  9. 美术学专业课程研修班招生简章
  10. 音乐学专业课程研修班招生简章
  11. 自然资源管理专业贸易与资源环境管理方向课程研修
  12. 自然资源管理专业农、林、水、矿产资源管理方向课
  13. 自然资源管理专业新能源产业发展方向课程研修班招
  14. 企业资源环境管理方向课程研修班招生简章
  15. 技术经济及管理专业课程研修班招生简章
看过本文的同学还看过
扫描二维码快捷免费通话
人大在职研QQ